Updated: 03 Match 2020

Welcome to Our Privacy Centre

Imortant Google Ads Notice:
We use Google Advertising products to market our products however we do not collect or process any personal data ourselves in the Google advertisements or run ads that collect or contain personally identifiable information (PII) or collect email addresses, telephone numbers, or credit card numbers within the ad itself. Rather, we simply receive statistical analyses of the data from Google. Based on these analyses, we are able to determine which of our advertisements are the most cost effective. We do not receive any further data from the use of advertising, nor in particular are we able to use this information to identify users personally.

Our data and advertising usage complies fully and does not breach the following Google Ads policy regarding Data collection and use in personalized advertising: https://support.google.com/adspolicy/answer/143465?hl=en

What would you like to do?

See details of how to delete or change your cookie consent.

See details of all Google based cookie and privacy options.

See details of how we use cookies and for what purpose.

See details of 1st and 3rd party cookies we may use on our website.

See details about how we use Google products and data we upload.

Visit our full Privacy Policy.


How to delete or change your cookie consent.

A standard web browser is typically set to accept cookies automatically when you visit a website but can be changed to decline them. The help section in most web browsers will give you information on how to stop the browser from accepting new cookies. They will also tell you how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Although we use cookies to enhance your browsing experience you may still refuse a cookie and still fully navigate our website.

You can always choose to use your browser settings to accept or reject cookies and delete existing cookies. If you have disabled cookies in your web browser some features of this website may fail to work correctly such as comparison tables and log in tools. To enable cookies to use our websites, we have provided the following link (below) which gives details on how to manage and update your cookie preferences in many browsers. The majority of web browsers automatically allow cookies as a default setting.

How to control and disable in the most popular browsers.


Google-based cookie and privacy options

Google Analytics Opt-out Browser Add-on - (https://tools.google.com/dlpage/gaoptout/)

To provide website visitors with the ability to prevent their data from being used by Google Analytics, we have developed the Google Analytics opt-out browser add-on.

Google My Activity (https://myactivity.google.com/myactivity)

The activity that you keep helps Google make services more useful for you, like helping you rediscover the things that you’ve searched for, read and watched.

Google Ad Personalisation Settings (https://adssettings.google.com/)

Ads are based on personal info that you’ve added to your Google Account, data from advertisers that partner with Google and Google’s estimation of your interests.

Chrome Clear Cache and cookies (https://support.google.com/google-ads/answer/32050)

When you use a browser, like Chrome, it saves some information from websites in its cache and cookies. Clearing them fixes certain problems, like loading or formatting issues on sites.

Device Identifiers Settings (https://support.google.com/ads/answer/1660762#mob)

Ads can be personalised based on the device you’re using. You can turn off this ad personalisation through your device’s settings. These settings apply to apps that use your mobile device’s advertising identifier.

Google Privacy Policy (https://www.google.de/intl/de/policies/privacy)

Further information about data processing by Google can be found in Google’s privacy policy.


How we use cookies and for what purpose

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies.

A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.

This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.

We use cookies to:

Enhance your customer journey and experience across our sites.

Ensure your privacy and security across our secure sites.

To collect historical research data for analysis of website traffic, which helps us improve and make our services more efficient.

To exclude our advertisements on advertising networks being shown or presented to you again after you have already visited our sites.

We use the following cookies:

You can find more information about some of the individual cookies we use and the purposes for which we use them in the table below:

Name(s) Purpose

subaccount, source, referrer, keyword, uuid

These cookies enable us to determine how you and other users of [site] arrived at the site.

Types(s) Purpose

Session Cookies –
Security Cookies -
Cloudflare -
Google Analytics -
Google Ads -
Google Ads -
Bing Ads -

Application Processing
Security Measures
Security Measures
Web Analytics
Conversion Tracking
Remarketing (Exclusion)
Conversion Tracking

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control.

You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies.


Important Google Ads Notice:

We do not collect or process any personal data ourselves in the Google advertisements. Rather, we simply receive statistical analyses of the data from Google. Based on these analyses, we are able to determine which of the advertisements placed are particularly effective. We do not receive any further data from the use of advertising, nor in particular are we able to use this information to identify users.

Google Tag Manager

This website uses Google Tag Manager, provided by Google Inc. (1600 Amphitheatre Parkway, Mountain View, CA 94043, USA). Google Tag Manager is used to manage website tags via an interface. No cookies are set and no personal data is captured when Google Tag Manager is used. The tool causes other tags to be created which may potentially capture data. Google Tag Manager does not access this data. If deactivation was carried out at domain or cookie level, it remains in place for all tracking tags implemented with Google Tag Manager. The first sentence of Article 6(1f) GDPR provides the legal basis for processing your data.

Google Analytics

This website uses Google Analytics, a web analysis service provided by Google Inc., 1600 Amphitheatre Parkway, Mountain View, California 94043, USA. Google Analytics also uses cookies that allow, among other things, to analyse the way you use the website. As a rule, the information generated by these cookies is transferred to and stored on a server operated by Google in the USA. Google will use this information on behalf of the operator of this website in order to evaluate your use of the website, compile reports regarding website activities and provide services for the website operator relating to website and Internet usage. These reports and services are used to continuously improve the facilities offered by this website.

You can prevent the storage of cookies by making an appropriate setting in your browser. We must point out, however that if you do so, you will be unable to use all the functionalities of this website to their full extent. You can also prevent the capture and processing of data relating to your use of the website (incl. your IP address), generated by these cookies, by Google by simply downloading and installing the following Google browser plug-in, clicking on the following link: https://tools.google.com/dlpage/gaoptout?hl=en.

Google Ads Conversion Tracking

This website uses the Google Ads Advertising Network, provided by Google Inc. (1600 Amphitheatre Parkway, Mountain View, CA 94043, USA). We use the services of Google Ads so that we can place advertisements on third party websites (including Google) for the purpose of advertising our services. Using data obtained from our advertising campaigns, we are then able to determine how effective individual advertisements are and adjust them to enhance their effectiveness. We use this tool to show you advertisements that might interest you, to make our website more appealing to your specific interests and to calculate our advertising costs and profitability of advertising in a fair manner.

These advertisements are delivered by Google Ads. For this purpose, we use ad server cookies that enable us to gauge success by means of a number of metrics, such as how often advertisements are displayed and how many times they are clicked by users. If you are linked to our website by a Google advertisement, Google Ads will save a cookie on your PC. These cookies will normally expire after 90 days and are not used to identify you personally. A cookie of this type will normally contain data for analysis such as the unique cookie ID, the number of ad impressions for each placement (frequency), last impression (relevant for post-view conversions) and opt-out information (a flag specifying that the user no longer wishes to be shown advertisements).

These cookies allow Google to recognise your Internet browser. If a user visits specific pages on the website of a Google Ads customer and the cookie saved on the user’s computer has not yet expired, Google and the customer are able to discern that the user has clicked on the advertisement and was sent to this page. A different cookie is assigned to each Google Ads customer. It is therefore not possible to track cookies via the websites of Google Ads customers. We do not collect or process any personal data ourselves in the aforementioned advertisements. Rather, we simply receive statistical analyses of the data from Google. Based on these analyses, we are able to determine which of the advertisements placed are particularly effective. We do not receive any further data from the use of advertising, nor in particular are we able to use this information to identify users.

Google Ads Remarketing (Previous Visitors Exclusion)

This website uses the Google Ads remarketing exclusion function, provided by Google Inc. We use the Google Ads remarketing exclusion function to exclude advertising on third party websites (including Google) to previous website visitors or site users who originate from a search based platform (including Google). We do this to prevent adverts that have previously been clicked from being served to the same people who may no longer have an interest in our product or that advert format. We do this to provide a better experience for the end user. Google Ads creates a cookie when our site is visited that originated from an advert on the Google Search network so that the user can be recognised as a previous website visitor. The data stored in the cookie is not combined with other personal data to create user profiles. By using this website, you agree that data relating to you and collected by Google may be processed in an aforementioned manner and for the aforementioned purpose.

Google Ads Customer Match (Sign-in User Account Exclusion)

This website uses the Google Ads customer match function, provided by Google Inc. When one of our website visitors applys for one of our products using an application form on our website the email address and or the phone number entered by the applicant may be uploaded to Google ads via the Google approved API. Those email addresses and or phone numbers are matched with Google's signed in users for the sole purpose of excluding our advertisements on the Google advertising networks. This stops previously clicked adverts being shown or presented to matching signed in Google users again. By completing and submitting an application on this website, you agree that data relating to you and used by Google may be processed in an aforementioned manner and for the aforementioned purpose.

If a user’s email address or phone number is not matched with a Google account by Google’s customer match system, then the email address or phone number will be deleted and is not stored by us or third parties for any future use.

Google Ads Customer Match (User_ID Exclusion)

This website uses the Google Ads customer match function, provided by Google Inc. When a visitor to this website completes an application form relating to any of our products or services, a 15 digit random unique user_id that is not personally identifiable is generated by Lolly.co.uk. This user_id may then be passed via the Google-approved API to Google, enabling Google to associate the random ‘user_id’ with that user’s Google assigned cookies. This assigned user_id is then used for the sole purpose of excluding our advertisements on the Google Search Advertising Networks. This stops them from being shown to previous visitors of this website. By using this website, you agree that a user_id generated by us and collected by Google may be processed in the aforementioned manner and used for the aforementioned purpose.

More about our use of Google Products

This website uses Google Ads and Google Features

Google Ads remarketing allows us to tailor our marketing to better suit your needs and display ads that are the most relevant to you. As always we respect your privacy and are not collecting any identifiable information through the use of Google’s or any other 3rd party remarketing system.

At Lolly.co.uk we use Google Ads and Remarketing along with Customer Match to exclude advertising on Google and other third party websites to previous users of this website where required.

This could mean that previous vistors of this website do not have our adverts shown to them in Google search results or in the Google display network. Many third party vendors including Google use cookies to show or exclude people from being shown adverts based on their past browsing history including visits to this website. Any data collected is strictly used in accordance with our own privacy policy and Google’s privacy policy.

We may also choose to EXCLUDE our adverts on Google from showing to previous applicants on our website, where an email address or other details have been submitted as part of the application process to obtain one of our services.

We reserve the right to use Google Ads remarketing to not display ads to you by placing a cookie on your machine or to not display ads by using your email address to exclude advertisements to you using the customer match service from Google Ads.

This cookie does not in any way identify you or give access to your computer.

In addition to using cookies and related technologies as described above, we also may permit certain third-party companies to help us tailor advertising that we think may be of interest to users and to collect and use other data about user activities on our Sites and/or Services (e.g. to allow them to tailor ads on third-party services). These companies may deliver ads that might also place cookies and otherwise track user behaviour.

You can set preferences for how Google advertises to you using the Google Ad Preferences page (https://adssettings.google.com/authenticated).

Data may be accessed and/or deleted by end-users via Google MyActivity (https://myactivity.google.com/myactivity).

To provide website visitors with the ability to prevent their data from being used by Google Analytics Opt-out Browser Add-on(https://tools.google.com/dlpage/gaoptout/)


1. Privacy Policy Introduction

Welcome to Lolly.co.uk’s privacy notice.

Lolly.co.uk is a website owned and operated by Borrow Group Ltd, a company organised under the laws of England and Wales with Company Number 09225672 and registered with the Information Commissioner’s Office under Registration Number ZA128431.

Borrow Group Ltd respects your privacy and is committed to protecting your personal data. This privacy notice will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

2. Important information and who we are
Purpose of this privacy notice

This privacy notice gives you information on how Borrow Group Ltd collects and processes your personal data through your use of this website.

This website is not intended for children and we do not knowingly collect data relating to children.

Controller

T Dot UK Limited is the controller and responsible for your personal data (collectively referred to as “T.UK”, “we”, “us” or “our” in this privacy notice).

We have appointed a data protection officer (DPO) who is responsible for overseeing questions in relation to this privacy notice. If you have any questions about this privacy notice, including any requests to exercise your legal rights, please contact the DPO using the details set out below.

Our full details are:
T Dot UK Limited
Data Protection Officer
dpo@t.uk
Suite 4, Bourne Space
Bourne Gardens
Bournemouth, BH2 5AY
0-808-189-0649

You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.

Changes to the privacy notice and your duty to inform us of changes

This version was last updated on 03 March 2020 and historic versions can be obtained by contacting us.

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.

Third-party links

This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy notices. When you leave our website, we encourage you to read the privacy notice of every website you visit.

The data we collect about you

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.

We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.

If you fail to provide personal data

Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we will not be able to perform the contract we have or are trying to enter into with you.

3. How is your personal data collected?

We use different methods to collect data from and about you including through:

4. How we use your personal data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

Where we need to perform the contract we are about to enter into or have entered into with you.

Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.

Where we need to comply with a legal or regulatory obligation.

Generally we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or SMS. You have the right to withdraw consent to marketing at any time by contacting us.

Purposes for which we will use your personal data

We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.

Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data.

Purpose/Activity

Type of data

Lawful basis for processing including basis of legitimate interest

To process your requests for offers of credit from our trusted third party lenders partners

(a) Identity

(b) Contact

(c) Financial

(d) Transaction

Performance of a contract with you

To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data)

(a) Identity

(b) Contact

(c) Technical

(a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise)

(b) Necessary to comply with a legal obligation

To deliver relevant website content and advertisements to you and measure or understand the effectiveness of the advertising we serve to you

(a) Identity

(b) Contact

(c) Profile

(d) Usage

(e) Marketing and Communications

(f) Technical

Necessary for our legitimate interests (to study how customers use our products/services, to develop them, to grow our business and to inform our marketing strategy)

To use data analytics to improve our website, products/services, marketing, customer relationships and experiences

(a) Technical

(b) Usage

Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy)

Promotional offers from us

We may use your Identity, Contact, Technical, Usage and Profile Data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you (we call this marketing).

You will receive marketing communications from us if you have requested information from us and you have not opted out of receiving that marketing.

Third-party marketing

We will get your express opt-in consent before we share your personal data with any company outside the T.UK group of companies for marketing purposes. Marketing messages may relate to auto finance, banking, credit cards, credit references, credit repair, insurance, payday loans, personal loans, payment protection insurance, or individual voluntary arrangements.

Opting out

You can ask us to stop sending you marketing messages at any time by contacting us at any time.

Where you opt out of receiving these marketing messages, this will not apply to personal data provided to us as a result of registering to be an affiliate or lender in our network.

Cookies

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies.

A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.

We use the following cookies:

You can find more information about the individual cookies we use and the purposes for which we use them in the table below:

Name(s) Purpose

subaccount, source, referrer, keyword, uuid

These cookies enable us to determine how you and other users of [site] arrived at the site.

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control.

You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies.

5. Disclosures of your personal data

We may have to share your personal data with the parties set out below for the purposes set out in the table in paragraph 4 above.

Third parties to whom we may choose to sell, transfer, or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy notice.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

6. International transfers

Some of our external third parties are based outside the European Economic Area (EEA) so their processing of your personal data will involve a transfer of data outside the EEA.

Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by using specific contractual clauses which give personal data the same protection it has in Europe.

Please contact us if you want further information on the specific mechanism used by us when transferring your personal data out of the EEA.

7. Data security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other service providers who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

8. Data retention

How long will you use my personal data for?

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

9. Your legal rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data. These rights are listed and described below:

If you wish to exercise any of the rights set out above, please contact us.

No fee usually required

You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.

What we may need from you

We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

Time limit to respond

We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

10. Glossary

LAWFUL BASIS

THIRD PARTIES